Range of Limits
Occurrence Limit: $100,000 – 1,000,000
Aggregate Limit: $100,000 – 2,000,000
Aggregate Limit either matches the Occurrence Limit or is double the value.
Self Insured Retention
$1,000 for most business classes
There are 3 business classes out of 70 that have a retention of $2,000:
- Carpentry – Construction of residential property not exceeding three stories in height
- Roofing – Commercial
- Roofing – Residential
Eligible Loss History
No losses over $5,000 in the last 3 years
Prior Insurance Not Required
New Businesses Acceptable
3 Coverage Options
Select — Claims-Made
Enhanced — 2-Year Sunset
Premier — Full Occurrence
43 SUPPORTED STATES
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Dist. of Columbia
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North
- Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Wyoming